Paddle vs Stripe for SaaS Billing

    Compare Paddle and Stripe for subscriptions, SaaS billing operations, merchant-of-record decisions, and international payments.

    Paddle
    4.4

    Merchant-of-record platform for software businesses that want simpler billing operations

    Pros

    • •Tax handling support
    • •Merchant-of-record model
    • •Good for lean teams
    • •Operational simplicity

    Cons

    • •Less API flexibility
    • •Platform dependence
    • •Less custom control
    • •Not ideal for every billing edge case
    Pricing:
    Usage-based processing fees
    Stripe
    4.7

    Flexible payments platform with deep billing APIs and ecosystem support

    Pros

    • •Powerful billing APIs
    • •Broad ecosystem
    • •Global scale
    • •Flexible implementation paths

    Cons

    • •More setup complexity
    • •Tax and compliance may need extra tooling
    • •Higher implementation burden
    • •More decisions to make
    Pricing:
    Usage-based processing fees

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